Are these rumors keeping you from being a homeowner?

Many people get misinformation about the homebuying process. Don't let false rumors like these keep you from buying your own propery: "You can't buy property if you have a history of bad credit." You don't need a perfect credit score to qualify for a loan, and you can take steps to repair your credit that will put you on the path to homeownership. Talk to a Texas REALTOR® about your current financial situation to determine a realistic timeline for your home purchase. "You need a 20% downpayment to buy a home." There are many programs and mortgage loans available for homebuyers who have less than 20% for a downpayment or no money for closing costs. Visit txhomeprograms.org and contact a Texas REALTOR® to learn about programs you may qualify for. "You can't buy property in Texas if you're not a U.S. citizen." Texas properties have been desirable investments for international buyers for years. In fact, international buyers accounted for $11.06 billion in home sales in the state between March 2013 and March 2014. There are Texas REALTORS® who specialize in working with international buyers and can help you understand the process. Heard other rumors you're not sure about? Find a Texas REALTOR® to help you figure out the realities of purchasing your own property in Texas.