
For all of your real estate needs, contact Olga Vega-Carter. She is an experienced REALTOR in Texas with SPI Realty. (956) 433-6291
Thursday, May 26, 2016

Sunday, May 15, 2016
What "fiduciary" means and how it applies to your real estate transaction
I read the most incredible thing this morning: Some financial advisers can put their own interests above yours.
That's right ... as long as that financial professional recommends an investment that is "suitable," he or she can suggest a fund with higher costs to you (and higher commissions for the adviser) than a cheaper fund that may be a better option for you.
Though that is shocking to me, I am encouraged by the following:
1. Many financial advisers adhere to a higher standard that puts the interests of the client above those of the adviser.
2. New rules are in the works to require this higher standard for advisers and brokers who work with retirement accounts.
More good news for anyone buying, selling, or leasing real estate: When you receive agency services from a licensed real estate agent or broker in Texas, that professional is required by law to put your interests above his or her own. It's called a "fiduciary" relationship.
Even better news when you hire a real estate agent or broker who is also a Texas REALTOR®: All REALTORS® pledge to abide by a Code of Ethics that holds REALTORS® to an even higher standard than what's required by law.
To make sure you're getting the highest level of professionalism, make sure your agent or broker is also a Texas REALTOR®.
Thursday, May 5, 2016
Why every real estate agent isn't a REALTOR
If you're planning to buy, sell, or lease property, you're probably in the market for a real estate professional to help you through the process. But you may be stuck on who to choose. Depending on where you live, there may be many people interested in your business. Here's one way to make it easier on yourself: Find a Texas REALTOR®.
Not all real estate agents are Texas REALTORS®
Anyone who wants to sell real estate in Texas must get licensed by the Texas Real Estate Commission (TREC). To obtain a license, someone must pass the real estate licensing exam, and after passing, must take real estate education classes. But these actions don't make someone a Texas REALTOR®.
How does someone become a Texas REALTOR®? After obtaining his or her real estate license, the license holder can join the local association of REALTORS®, the state-level association of REALTORS®, and the National Association of REALTORS®. Only then may someone be called a REALTOR®.
What makes a Texas REALTOR® different?
REALTORS® follow a Code of Ethics. The Code of Ethics outlines how REALTORS® should serve consumers, and this consumer-oriented code holds REALTORS® to a high standard of professional behavior.
Membership in the Texas Association of REALTORS® has added benefits. Texas REALTORS® have exclusive access to more than 100 forms for many types of real estate transactions that other real estate agents don't have. These forms can help you avoid legal problems down the line.
Wednesday, May 4, 2016
National Day of Prayer
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