Olga Vega-Carter, REALTOR at SPI Realty
For all of your real estate needs, contact Olga Vega-Carter. She is an experienced REALTOR in Texas with SPI Realty. (956) 433-6291
Friday, April 13, 2018
Sunday, April 1, 2018
Friday, March 30, 2018
You found dozens of homes listed online that you love. Now what?
It’s nice having options, right? Especially when it comes to making a big purchase like a home. If you’ve started your home search by using online listing sites, you’ve probably found a long list of properties you want to tour.
Even though it’s exciting to see what’s out there, are you wondering how you’ll be able to choose a favorite? Are you overwhelmed with your choices? That’s normal. In fact, research shows that when people have too many options, they have a harder time making a decision and tend to be less satisfied with their selection. Instead of making such an important decision on your own, there’s an easy way to get there faster: Hire a REALTOR®.
I can help you quickly focus on properties worth seeing because I can eliminate those that may look good online but don’t actually meet your needs. I also have access to current information about whether a home is still on the market, and when homes you thought are out of your price range might actually be open to negotiations. This is information you won’t find on your own searching online, and even if you could, it would take a lot of your valuable time.
I can help you avoid wasting your time and the stress that can come with choosing the perfect home!
Friday, March 23, 2018
An accepted contract is just the beginning
As a homebuyer or seller, an accepted contract is exciting. But hang on … the deal’s not done. Thankfully, if you’re working with a REALTOR®, he can guide you through all the potential twists and turns on the way to closing.
An option to back out
For starters, most purchase contracts include a termination option. The buyer pays the seller a fee for a specified period of time during which the buyer can cancel the contract. The buyer can exercise this option for any reason. In fact, he doesn’t even have to explain why.
A closer look at the property
Buyers usually hire inspectors during the termination-option period. Inspections that reveal items in need of repair may prompt a buyer to ask for a price reduction or repairs prior to closing. Or the buyer may simply choose to cancel the deal.
Financing considerations
Transactions sometimes unravel when a buyer cannot obtain the financing specified in the contract or the property does not meet the lender’s requirements. For example, appraisals can come in lower than the purchase price, or there may be issues with obtaining insurance for the home.
The list goes on
Option periods, inspections, and financing are three common trouble spots for transactions, but there are many others. Problems with title insurance or the survey, disagreements about items that convey, issues related to homeowners associations, or damage to the property after acceptance of the contract but before closing are a few examples of issues that can arise.
You have a valuable resource
Communicating with your REALTOR® about each stage of the transaction will minimize surprises and increase the chances that your transaction will proceed smoothly.
Wednesday, March 21, 2018
SPI Golf Community in Laguna Vista
The SPI Golf Community in Laguna Vista is a wonderful place to stay and play! Whether you are looking for your new primary residence, or an investment property, you will fall in love with the community. Known as "The Gateway to the Bay", Laguna Vista offers quiet living and quick access sunny South Padre Island. Call me today to talk about listing and selling opportunities (956) 433-6291
Thursday, October 26, 2017
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